We're seeing a lot of great deals out there today, but before you get started, give yourself a wake up call by stopping by Nescafe USA's Facebook page. All you have to do is click the 'like' button to receive 6 free, single servings of Taster's Choice instant coffee. Each serving has a different flavor, from rich Hazelnut to smooth Vanilla.
It's also a great time to stock up on soup at Walgreen's. Pick up a copy of their... Read more →
Article by Hayley Harrison, Former Branch Manager and lending officer for a community bank
A loan modification changes the terms of your mortgage to make your payments more affordable. When you fall behind on your mortgage, the best time to start talking about a loan modification is before the foreclosure process begins, though this is not always possible. If you're already in the midst of foreclosure, there still may be... Read more →
Article by Hayley Harrison, Former Branch Manager and lending officer for a community bank
If you're in danger of losing your home due to a foreclosure, you likely feel as if you're at the mercy of your lender. Even if your lender offers you an alternative to foreclosure, such as a loan modification, it can be difficult to know how to proceed. An attorney can serve as a valuable partner during this confusing and... Read more →
Article by Hayley Harrison, Former Branch Manager and lending officer for a community bank
Loan modifications offer a lifeline to homeowners drowning in unpaid mortgage debt, but lenders will not always accept loan modification applications. If you find yourself facing a turned-down application, you need to act quickly, but wisely, to prevent foreclosure.
Enlist Help
The foreclosure process varies in every state, but... Read more →
In June 2011, approximately 9.2 percent of all U.S. residents were unemployed, reports the U.S. Bureau of Labor Statistics. If you're among those dealing with the effects of a job loss, making payments on your mortgage could prove difficult. Fortunately, loan modification programs for the unemployed exist to help you avoid foreclosure.
What Is a Loan Modification?
For lenders, foreclosing on a home is a costly process;... Read more →
Article by Hayley Harrison, Former Branch Manager and lending officer for a community bank
Often, people who receive loan modifications during financial hardships regain their financial stability. If you're among those who benefited from a modification and you've found a new job in another city or are ready to move to a different home, you may wonder just how your previous modification will affect the sale. How much of an... Read more →
Article by Hayley Harrison, Former Branch Manager and lending officer for a community bank
Once you fall behind on your car or home loan, it's difficult to recover. Because every missed payment brings you closer to losing your car to repossession or your home to foreclosure, it's important to take action quickly. You may feel as if you have few options; however, most lenders do not want to seize your personal property,... Read more →
Applying for a loan online is extremely convenient, allowing you to get the process started at any time from anywhere. The popularity of online banking has led to the rise of numerous lending companies offering online application and closing services for loans.
But just how safe is borrowing from an online lender?
The short answer is that it all depends on the company. For every secure online lender, there is at least... Read more →
Financial emergencies can happen to anyone. Unexpected circumstances like car repairs, increased tax payments and medical bills can arise at any time, leaving you scrambling to make ends meet. If you need money quickly, you may not have the ability to wait for the results of a credit check. Or, you may have made mistakes with loans or credit cards in the past and have a poor credit score as a result. Whatever the case,... Read more →
The U.S. Bureau of Labor Statistics reports that 13.7 million people, roughly 9 percent of the population of the United States, were unemployed in April 2011. If you're among them, you may be struggling to keep up with your bills or handle unexpected expenses. Even with unemployment compensation, you may run into difficulty because benefit levels are often below the wages that you may have earned while on the job.
As... Read more →
